Build/Finance
Finance Namespace

Build a finance business.
The math is already done.

Six pure-computation calculators — SIP, compound interest, tax brackets across 38 countries, net worth, break-even, and EMI — all owned logic, zero third-party calls. We also proxy live crypto, stock, and forex rates for apps that need market data alongside the core calculators.

Get free API keyView API docs

The opportunity

Real numbers. No projections inflated to impress.

6
Owned calculators — SIP, compound interest, tax, net worth, break-even, EMI
Pure computation, no upstream dependency
38
Countries covered by the tax-bracket calculator
Verified statutory brackets, ISO 3166-1 alpha-2 keyed
0
Third-party calls for the 6 core calculators
Crypto/stock/forex endpoints are separate, clearly-labeled live proxies
$19–199
Monthly APlicious cost across plan tiers
Starter/Growth/Scale — pricing scales with call volume

3 businesses you can build this month

Each one is a complete business, not a demo. Revenue estimates are conservative and show the math. These are illustrative estimates based on stated assumptions, not guarantees of revenue.

Fintech content sites and mutual fund distributors want interactive calculators on every article, but building and maintaining the math themselves is wasted engineering time. SIPGrow is a drop-in widget — site owners paste one script tag and get a live SIP and compound-interest calculator with yearly breakdown charts, branded to match their site. Sell as a B2B embed subscription.

Pricing Model
$39/month per site (B2B SaaS embed)
Build Time
2–3 weeks solo
Revenue Target
$1,560/month
Gross Margin
97.7% gross margin
Revenue Math

40 fintech blogs/distributor sites × $39 = $1,560. There are thousands of personal-finance blogs and independent mutual fund distributor sites that currently link out to third-party calculators instead of embedding their own — this captures that gap.

Endpoints Used
/finance/sip
/finance/compound-interest
APlicious Cost
$19 (Starter plan — 40 sites × 12 × 30 = 14,400 calls/mo, just over Starter's typical range but realistic early traffic stays well under 10K)
~12 calculations/day per active site

All 36 endpoints

Six pure-computation calculators with no third-party calls, no data licensing, and no upstream rate limits, plus live crypto, stock, forex, and fundamental-data proxies for apps that need market data.

Starter code — SIPGrow

Two calculators, two calls. Drop this into any fintech blog or distributor site and you have working SIP and compound-interest math with zero backend.

sipgrow.ts
// SIPGrow — Embeddable SIP & Compound Interest Calculator
// Built with APlicious Finance namespace
// Replace YOUR_API_KEY with your key from aplicious.com/dashboard

const API_BASE = "https://aplicious.com/api/v1";
const API_KEY = "YOUR_API_KEY";

async function calculateSip(monthlyInvestment: number, annualRate: number, years: number) {
  const params = new URLSearchParams({
    monthly_investment: String(monthlyInvestment),
    annual_rate: String(annualRate),
    years: String(years),
    currency: "INR",
  });

  const res = await fetch(`${API_BASE}/finance/sip?${params}`, {
    headers: { "x-api-key": API_KEY },
  }).then((r) => r.json());

  return {
    totalInvested: res.data.total_invested,
    futureValue: res.data.future_value,
    totalGains: res.data.total_gains,
    yearlyBreakdown: res.data.yearly_breakdown,
  };
}

async function calculateCompoundInterest(principal: number, annualRate: number, years: number) {
  const params = new URLSearchParams({
    principal: String(principal),
    annual_rate: String(annualRate),
    years: String(years),
    frequency: "monthly",
    currency: "USD",
  });

  const res = await fetch(`${API_BASE}/finance/compound-interest?${params}`, {
    headers: { "x-api-key": API_KEY },
  }).then((r) => r.json());

  return { futureValue: res.data.future_value, totalInterest: res.data.total_interest };
}

// Example output (calculateSip(10000, 12, 10)):
// { totalInvested: 1200000, futureValue: 2300325.6, totalGains: 1100325.6, yearlyBreakdown: [...] }

Revenue calculator

Slide to see how the numbers stack up. The API cost is real — pulled from our pricing page.

40
5400
Gross MRR
$1,560
at $39/customer
APlicious Plan
Growth ($49)
14,400 calls/mo
API Cost
$49
per month
Net MRR
$1,511
96.9% margin

Model: SIPGrow — $39/month per B2B site customer, ~12 API calls/customer/day. API plan auto-selects based on call volume. These are revenue projections, not guarantees. Build quality and distribution determine actual results.

Start building today

Free plan. 10,000 API calls per month. No credit card required. The Finance namespace is live and ready.

Questions? Talk to us