/property namespace · APlicious

Property API — mortgage amortization, affordability, and stamp duty in one key

The /property namespace covers the full home-buying decision: amortization schedules, affordability, stamp duty, capital gains, and rent-vs-buy analysis — every endpoint documents its data provenance.

20property endpoints

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GET /api/v1/property/amortization

const res = await fetch(
  'https://aplicious.com/api/v1/property/amortization?loan_amount=300000&annual_rate=6.5&years=30',
  { headers: { 'X-API-Key': 'lapi_live_••••' } }
);
const { data } = await res.json();
// { monthly_payment: 1896.20, total_payment: 682632.0, total_interest: 382632.0 }

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What's included in /property

Full amortization schedule

Exact monthly payment, principal, interest, and remaining balance for every month of a loan, not just a summary.

Mortgage affordability

How much you can actually borrow given income, debts, and down payment — using standard DTI rules.

Tax and closing costs

Stamp duty, capital gains tax, and closing costs calculated per-country, not a generic global formula.

Neighborhood scoring

Weighted composite score across 8 factors, adjustable by buyer profile (family, investor, retiree, young professional).

Rent vs. buy analysis

Total-cost-of-ownership comparison, not just a monthly payment comparison.

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Frequently asked questions

Does this include live property listings?

No. This namespace provides calculators and reference data, not an MLS feed — licensing live listing data has different legal terms per country.

How current is the stamp duty / tax data?

Reviewed annually. Reference rates are tax-code data, which changes far less often than market data.

Can I get the full month-by-month schedule?

Yes — pass full_schedule=true on /amortization for every month's principal, interest, and balance.

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